An Intro to Liability Coverage

Your Auto Insurance Explained: An Introduction to Liability Coverage As brokers, we commonly hear clients say that they want “Liability only” coverage for their vehicle. As often as we hear it, clients don’t always fully appreciate what they are requesting,...
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Kidnap and Ransom Insurance

Kidnap and Ransom Insurance. Yes, It Exists. We live in a global economy, and many companies do business in areas that may be considered high-risk. And while it may seem like the plot of a Hollywood movie, many employers have...
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Dude, Where’s My Bike?

Bicycle Theft In Canada: Your Bike’s Gone, Now What? A friend of mine recently had his bike stolen. Understandably, he was upset and unfortunately, this happens all too often, particularly in Toronto. After getting over his initial frustration, my friend...
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Commercial Auto Insurance

Do I Really Need Commercial Auto Insurance? Or Will My Personal Car Insurance Policy Do The Trick? Increasingly, many people work for themselves or work from home. Working remotely is common place now, not an anomaly. But even if you...
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Why Contractors Need Insurance

Renovation Contractors Need Insurance More Than Ever Before! A general contracting company is hired to install a new roof on a residential home. During the construction process, a load of shingles is accidentally dropped on a vehicle parked below. The...
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Insurance For IT Professionals

I’m An Information Technology (IT) Professional, Why Do I Need Business Insurance? An insurance brokerage hires a local information technology company to replace their outdated computer systems. Over a weekend, the old system is removed and a new computer network...
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Lloyd’s Of London

Lloyd’s Of London, One Of The Most Interesting Insurance Companies In The World. The concept of property insurance is believed to have been started by the Chinese as early as 2,000 BC, where the transferring of risk is thought to...
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Car Insurance = Expensive

Why Is Car Insurance So Expensive? Canadians pay some of the highest car insurance rates in the world, that is a fact, but what makes car insurance expensive? Well, it’s a combination of factors. Too Much Insurance Coverage We found...
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